Many Senior Citizens Do Not Know They Are Collection Proof

Many senior citizens need to educate themselves about how to defend themselves against both real debt collectors AND debt collection scams.
Here is the text to the collection proof letter contained is this video --

Dear (debt collector company name):
This is a notice to you to cease communications with me in attempting to collect a debt.
My income is derived from protected federal benefits (Social Security, VA, etc.), which are protected from garnishment to pay debts to a company or individual.
If you sell this debt to another company, please provide them with this information.
Thank you for your cooperation.
Sincerely,

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