What I Spend in a MONTH, living in NYC at 24 (millennial money??)

WE LOVE MONEY CONTENT! hope you enjoy my transparency! My budget is your budget?? (actually no... do not take this as financial advice lmao) This is my average monthly spending on everrrrrything in my life, including rent, bills, and debt payments! I am a 24-year-old college student living in New York City, and I'm also a full-time youtuber. Relatable?? not really, I know.

I use the app EveryDollar to track all transactions, then I input the category totals into my Google Sheets annual budget spreadsheet.

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Lexie Lombard's "what I spend in a week" video -
How I Paid Off $10,000 of Credit Card Debt in 6 Months -
November Nuuly Review (monthly clothing rental) -
FOLLOW MY SISTER ON IG!! -
What I Wish I Knew About Student Loans Before I Started College: advice about debt, affordability, & payoff -

TIME STAMPS:
0:00 - intro... welcome to the "what I spend in a week" trend, reawakened by Lexie Lombard!
1:50 - the spending habits of young influencers in big cities... not relatable! I know!
2:46 - I do not recommend this budget to anyone lmao
3:13 - my rough budget estimation when I first moved to this apartment. how much should my expenses be? how much do I need to earn to pay my bills??
4:32 - most "what I spend" videos don't include rent or bills
5:08 - my RENT
5:50 - utilities & home items
6:15 - DEBT: student loans & credit card payments
7:13 - college / education expenses
7:36 - entertainment
8:08 - food spending! (groceries, restaurants, coffee)
11:00 - clothing
12:22 - LIFESTYLE INFLATION
13:00 - subscriptions
13:14 - personal care
16:00 - miscellaneous (aka random drugstore purchases lmao)
16:11 - gifts & donations
17:13 - health & fitness expenses (gym, doctor, insurance)
18:42 - business expenses
19:26 - transportation
19:52 - savings
20:38 - GRAND TOTALS! featuring cute pie charts!!


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Hello my dudes! My name is Tiffany Ferguson. I’m a 24 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I've been working on my Internet Analysis series, where I research and discuss topics related to social issues and media. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and more.

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FTC: This video is not sponsored. Links with * are affiliate, meaning I am compensated monetarily if you join or make a purchase.

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